In this new age of customizing and modifying cars with expensive, unique, and sometimes high tech additions, the question is raised as to whether or nor the insurance companies cover the modifications. Another item to consider if is the cost of your premium will go up as a result of your vehicle enhancements. The most common customization of old was a nice shiny paint job, but those days are long gone. Now the most common enhancement would have to be rims. The rims I am referring to are not hubcaps, they are the complete wheel, usually made of chrome, and the more shiny the better. Because some rims are so large, the owner of the car may have to buy thinner tires. The modification does not stop at the rims and tires; owners also add custom grills, exhaust pipes, TV screens and LCD monitors, DVD players, GPS systems, mega stereo systems and even video game consoles. Now before you go spend your paycheck on the hottest new add-ons for your car, you need to check on one thing, your auto insurance policy.
Since the car modification trend has only recently blown up, insurance companies and the coverages they offer may not include the newer, more extreme changes being made to cars. The best thing you can do is visit your insurance agent or get a quote from a new company before making any changes to your car or better yet, before you even buy anything that you want to add to your car. It would be a shame if you did not plan ahead and spent a lot of money on items that would not be protected by your insurance policy. Most insurers have a classification known as "substantial customization" that your customized car may fit into. If so, you do not have to buy a special policy. You can still have your comprehensive coverage but in order to protect your added items an endorsement must be added.
Car Tvs And Dvd Players
An endorsement is basically a change to your policy, in this case a change to provide coverage for your custom parts. When adding the endorsement, fully understand the amount of coverage because it's no use if your items are worth more than the coverage available to you. Insurance companies only insure what each individual part is worth, not the cost of replacement. Now that you have researched your coverage options, you are ready to get your hands dirty and start adding the items you desire, or are you?
When dealing with expensive items, especially electronics, my best advice is to have everything installed professionally. Sorry do-it-yourselfers, but this should be done to ensure everything is installed safely and properly. It may sound incorrect, but the professional installation will save you money in the long run. With your insurance policy in hand, your car add-ons and a professional installer, you are now ready to "pimp" your ride!
Special Price!!! Power Acoustik HDVD-9BG 8.8-Inch Pre-Loaded Universal Headrest Monitors with Twin DVD Combo and Headphones (Beige)
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Power Acoustik HDVD-9BG 8.8-Inch Pre-Loaded Universal Headrest Monitors with Twin DVD Combo and Headphones (Beige) Feature
- Pair of headrest DVD/Multimedia systems with 8.8-inch touchscreen
- Poles adjust from 4 to 8.5 inches to fit most vehicles
- Supports DVD, DVD-R, VCD, SVCD, CD-DA, CD, CD-R/RW, MP-3, and Divx
- A/V input/output, USB port, SD Card slot
- Wireless headphones and remote included for each headrest system
Power Acoustik HDVD-9BG 8.8-Inch Pre-Loaded Universal Headrest Monitors with Twin DVD Combo and Headphones (Beige) Overview
Beige universal headrest monitors with twin DVD combo and headphones.Power Acoustik HDVD-9BG 8.8-Inch Pre-Loaded Universal Headrest Monitors with Twin DVD Combo and Headphones (Beige) Specifications
Here's a great way to keep the backseat entertained without breaking the bank or having to deal with custom installations. This twin-pack features two Power Acoustik HDVD-9 headrest DVD systems that easily attach to your vehicle's front-seat headrests to provide hours of multimedia entertainment to your passengers.A pair of headrest DVD/multimedia systems with adjustable poles to fit most vehicles. Click to enlarge. |
Includes two pairs of wireless headphones. |
Available in four colors to match different interiors. |
8.8-Inch Touchscreen
Control everything from the HDVD-9's 8.8-inch touchscreen. The unit's screen features a swivel adjustment for optimizing your viewing angle, and most features are accessed directly from the touch screen.
With its 1440 x 234 resolution and four screen modes--full, wide, cinema, zoom--the HDVD-9 delivers a striking image no matter the media.
Adjustable Poles
Fit most any vehicle thanks to pole width adjustment from 4 to 8.5 inches.
Wide Media Support
For video, you can play back your favorite DVDs and DVD-Rs, VCD, SVCD and even DivX files, in 16:9 widescreen for a cinematic experience in the backseat.
You can also listen to music on CDs or CD-R/RWs, and access your digital library with MP3 playback, from disc, SD card, or USB device.
Input/Output
Connect external devices using the 3.5 mini front panel Audio/Video input on both headrests. Easily connect video game systems, MP3 players, or other capable devices you brought along.
You can also select the DVD or A/V input from the other headrest, for sharing the entertainment.
Wireless Headphones
Each headrest unit boasts a built-in transmitter for use with wireless headphones.
Two pairs of headphones are included.
SD Card reader & USB Mini Input
If you don't feel like burning your MP3s or DivX files to DVD or CD, you can just throw them on a thumb drive or SD Card and you're all set.
Remote Controls Included
Two remotes give you full control over each headrest unit.
What's in the Box
Two Power Acoustik HDVD-9 Headrest Monitors (beige), Two sets of wireless headphones, Two remote controls, User's Manual
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